
Take time to audit your finances. Look at your bank/credit card statements and see what you are spending money on.
Is each item needed or necessary? Does it serve a purpose? Do you NEED 3 different TV/movie streaming services or could you condense to one or zero? Are there subscriptions you don't use?
The goal could be paying off debt, building savings for a specific reason (car, home, vacation, etc), investing.
Compare it against your audit and decide what needs to happen to shift this goal into a main priority.
Do you need to bring in more income? Spend less? Get creative?
Now that you have a goal, take the steps to drop subscriptions and pay attention to your budget at LEAST weekly.
Here is how I work on our budget every week.
This 16-unit course goes into the nitty gritty of finances from budgeting to investing.
And it's free!
The Psychology of Money explores how our personal biases, unique life histories, and emotional relationship with wealth drive our financial choices far more than mathematical logic or economic data.